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Term life insurance can be an inexpensive alternative to bank mortgage insurance. Term life also gives the homebuyer the advantage of naming the beneficiary instead of the lender. For ongoing coverage, choose a term life policy that converts into whole life insurance at the end of the term; usually no further medical information will be required. Term life also gives the policyholder the financial security of the value never decreasing; bank mortgage insurance only covers the existing balance, not the original value of the mortgage. Take some time and compare quotes online, and also compare the different types of term life policies. Visit us at http://www.life-insurance-quotes.ca for more information about the benefits of using term life insurance.